Money is coins and banknotes used as a medium of exchange; the wealth or financial resources that a person or organisation possesses.
What Does Money Mean?
Money is one of the most common nouns in English, used at every level from A1 upwards. In its core sense it refers to the physical coins and banknotes you use to pay for things. In a broader sense it describes financial wealth in general — savings, income, investments, and assets.
The word is uncountable in standard British English, which means it has no plural form on its own. You cannot say "a money" or "two monies". Instead use quantifiers such as some money, a lot of money, or not much money. When you need to count specific units, use the currency name: five pounds, twenty euros.
Note the important distinction between related terms: cash refers specifically to physical money (coins and notes) as opposed to card payments; currency refers to the official monetary system of a country; funds is a more formal word for money available for a specific purpose; and wealth refers to the total value of everything a person owns.
Etymology
The word money comes from Latin moneta, an epithet of the goddess Juno Moneta, in whose temple on the Capitoline Hill in Rome coins were minted. The Latin word passed into Old French as moneie and entered Middle English as moneye around the 13th century. The same Latin root gives us mint (the place where coins are produced) and the adjective monetary. The Indo-European root *men- ("to think, to warn") is shared with mind and mentor.
Example Sentences
| Sentence | Level & usage note |
|---|---|
| She saved up money to pay for the language course. | A2 — core meaning: saving money for a purpose |
| I don't have much money left until the end of the month. | B1 — uncountable with quantifier; common everyday context |
| The charity is raising money to build a new school in the village. | B1 — collocation: raise money; context of fundraising |
| Investing money wisely requires patience as well as knowledge of the market. | B2 — collocation: invest money; more formal financial register |
| The allocation of public money to infrastructure projects remains a contentious political issue. | C1 — formal register; public money as fixed phrase; complex nominal group |
Common Collocations
| Collocation | Example |
|---|---|
| earn money | She earns money by tutoring students at weekends. |
| save money | We are trying to save money for a holiday. |
| spend money | He spends a lot of money on books. |
| waste money | Buying things you don't need is a way to waste money. |
| raise money | The school raised money for a local food bank. |
| borrow money | They had to borrow money from the bank to buy the flat. |
| invest money | It can be risky to invest money in the stock market. |
| run out of money | We ran out of money before the end of the trip. |
| make money | Her new business is starting to make money. |
| pocket money | My parents gave me pocket money every Saturday. |
Usage Notes
Key grammar & register points
Uncountable noun: Money does not take an indefinite article or a simple plural. Use some money, a sum of money, a large amount of money, or a little money.
Definite article: Use the money when referring to a specific sum already mentioned or understood: "I found the money under the mattress." Compare with the general sense: "Money can't buy happiness."
Compound nouns: Money combines freely with other nouns to form compounds: money box, money transfer, money market, money laundering. In these compounds money functions as a modifier and is not pluralised.
Register: In formal or academic writing, prefer funds, financial resources, or capital over money. In everyday speech and informal writing, money is always appropriate.
Common Mistakes
Watch Out For
I don't have many monies in my wallet.
I don't have much money in my wallet. (money is uncountable: use much, not many)
She gave me a money to buy lunch.
She gave me some money to buy lunch. (no indefinite article with uncountable nouns)
I need to do some moneys before the trip.
I need to sort out some money before the trip. (money has no standard plural form in this sense)